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Surface Mount Engineering

Worldwide Electronic Solutions

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Pick & Place
Screen Printers
PCB Conveyors
AOI & SPI Machines
Reflow Ovens
Selective Soldering
Vapour Phase Reflow
Wave Solder Machines
PCB inspection
Glue, Coating & Underfill
  Why not finance
  Your purchase from
  Surface Mount Engineering?

Surface Mount Engineering are pleased to partner with Focus Leasing to offer a comprehensive range
of finance options to assist with their customers’ SMT Engineering purchases. Lease rental and hire
purchase are available, with terms from 12 months to 5 years. Focus have over 20 years of
experience in this industry and can help all customers, from start up businesses to blue chip

Improve Cashflow
Your complete purchase can be delivered and operational without the need for capital expenditure. Have what
you need today with no cash outlay.

Retain Credit Lines
Keep existing banking arrangements, credit lines and cash free for uses that are more appropriate. Note our
finance facilities cannot be withdrawn like overdraft facilities. Use bank funding for working capital to maintain
a healthy business.
Simplify Budgeting
Payments are fixed throughout the term of the agreement enabling accurate and simple budgeting and
forecasting. Bank facilities are generally related to interest rates, which is fine when they are low but can
cripple cashflow when they increase.

Let the Equipment Pay for Itself
Enable the finance payments to coincide with the benefits of having the new equipment as they start to
appear. You wouldn’t pay all your staff costs up front so pay for the equipment as you gain the benefits, not

Keep Up to Date
Combat obsolescence problems or requirement changes as the equipment can be supplemented or upgraded
at any time in the future. Have what you really need to do the best job for you, not just what your budget limits
you to.

Simple Approval in Two Ways
First of all leasing may be classed as a revenue item for budget purposes which may make it easier for you to
obtain authorisation for the expenditure. Secondly, the approval process only takes one phone call.

To find out more or receive a quotation tailored to your specific requirements contact:
Surface Mount Engineering on 01290 550664 or Focus Leasing on 01794 525930 quoting SN11837